SME financing and governance requirements of international banks: Analysis of obstacles specific to the Cameroonian context

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Pierre Claude Mbama ORCID logo, Jean Roger Mfelam ORCID logo, Abdoul-Nasser Ousmanou

https://doi.org/10.22495/cgiop16

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This study analyzes the obstacles that prevent Cameroonian small and medium-sized enterprises (SMEs) from meeting the governance requirements of international banks in order to access financing. The results reveal structural and informational weaknesses, as well as limited public support and policies. To improve this situation, the study recommends that SMEs strengthen their internal controls and adopt recognized accounting standards, while the state should intensify its support and put in place comprehensive public policies as well as effective guarantee and risk-sharing mechanisms.

Keywords: SME Financing, Banking Governance, Internal Control, Accounting Standards, Public Support

JEL Classification: G21, G32, O16

Received: 30.04.2025
Accepted: 13.05.2025

How to cite: Mbama, P. C., Mfelam, J. R., & Ousmanou, A.-N. (2025). SME financing and governance requirements of international banks: Analysis of obstacles specific to the Cameroonian context. In A. M. Gallo, U. Comite, & A. Kostyuk (Eds.), Corporate governance: International outlook (pp. 81–88). Virtus Interpress. https://doi.org/10.22495/cgiop16